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Howard Halpern

About Howard Halpern

Howard Halpern CPA (Canada), CA, CPA (USA), CFP, TEP, has spent over thirty years providing financial management, strategic business planning and tax advice to closely held business, professional service providers, and high-income taxpayers.

How to Save 2020 Income Tax


When you look at your household budget, the amounts you’re spending on mortgage/rent, transportation, and food are usually top of mind. While all those expenses certainly matter, something else you should keep a watchful eye on is income tax. It’s the single biggest expense for most Canadian families.

For many Canadians, […]

By |Categories: Newsletters, Tax & Financial Tips|

Should Ontario Real Estate Agents Incorporate?


Real Estate Agents can now incorporate in Ontario. As of October 1, 2020, legislation passed in Ontario allowing self-employed real estate agents to incorporate and earn their commission income through a Personal Real Estate Corporation (“PREC”)

While a PREC is not considered a professional corporation under the Ontario Business Corporations Act, […]

By |Categories: Newsletters, Tax & Financial Tips|

Only 59 Days Left


You only have 59 days left to save on your 2019 personal income tax by contacting us now to arrange your free, no-obligation, strictly confidential FinancialCHECKUP™.

To obtain your free 2019 TAX RETURN ORGANIZER™ please contact us. Now more than ever you need to know that you are paying the least amount of tax.

TAX […]

By |Categories: Newsletters, Tax & Financial Tips|

How to Save 2019 Income Tax


We are proud to present our updated annual 2019 TAX RETURN ORGANIZER™, your indispensable reference guide to help you save money by reducing the amount you pay in income taxes. Click here to read and print it.

TAX TIP         Regarding Automobile Deduction Limits, the ceiling on the capital cost for CCA capital cost allowance purposes […]

By |Categories: Newsletters, Tax & Financial Tips|

Cash Savings Tips

 ***** Watch next month for your 2019 TAX RETURN ORGANIZER™ *****
Happy 2020!  We wish you and your family Health and Prosperity in this New Year!

You can’t predict the future.  But we’ll help you plan for it.  Since 1987 we’ve been helping businesses and individuals save money and prevent costly mistakes. […]

By |Categories: blog, Newsletters, Tax & Financial Tips|

Year-End Tax Planning Tips


Now is the time to take advantage of final 2019 year-end tax saving opportunities. Ideally, tax planning should be a year-round affair since many tax strategies require foresight to be effective. The good news: there are still opportunities to reduce your 2019 tax liability, particularly if you act before the […]

By |Categories: blog, Newsletters, Tax & Financial Tips|

Top 5 Year-End Business Tax Strategies


To get the most benefit from tax planning strategies, you should begin now before the end of the year. This will help put your business in a better position to minimize income tax for 2019 and future years.

Here are 5 important strategies to bear in mind when planning the taxes […]

By |Categories: blog, Newsletters, Tax & Financial Tips|

Tax Tips for Students


With costs going up to attend post-secondary institutions, it is more important than ever for students to understand how they can maximize their funds during the student years. One potential avenue? Saving money on income taxes!

Tuition tax credit

The biggest credit in terms of dollar value is typically the tuition tax. […]

By |Categories: blog, Newsletters, Tax & Financial Tips|

Only 4 Months Left to Plan


We hope you had a safe and enjoyable summer.  The 2019 calendar year is quickly coming to a close.  September is here, the summer has come to an end and the leaves will soon change colour.  Change is inevitable, just like the weather. The best part about change is that […]

By |Categories: blog, Newsletters, Tax & Financial Tips|

Sharing Economy: Uber & Airbnb


What You Need to Know

The sharing economy, also known as collaborative consumption or peer-to-peer-based sharing, has exploded over the last few years. It is a concept that highlights the ability — and perhaps the preference — of individuals to rent or borrow goods rather than buy and own them.

Not surprisingly, people want […]

By |Categories: blog, Newsletters, Tax & Financial Tips|